13 BNPL Sites Like Perpay for Online Shopping

Life can be expensive sometimes in this post-pandemic world.

And who among us hasn’t been tempted by great deals and special offers, only to find ourselves short of cash in the end?

Thankfully, you can use several sites like Perpay to buy the things you need when money is tight.

Here’s a list of some of them:


Zebit is a Canadian online payment service offering various credit card payment services. It’s cool because it has no annual or hidden fees and offers 0% introductory APR on balance transfers. Zebit also helps you keep track of your spending with its easy-to-use mobile app.

If you’re not in Canada but still want to use Zebit as your BNPL site of choice, don’t worry! They have options for international shoppers too!


Splitit is one of the best BNPL sites because it allows you to buy now and pay later. You can set up a payment plan before your purchase, so all you have to do is make an initial deposit and then make monthly payments until the total amount is paid off.

The minimum order for splitit is $100, but there’s no maximum limit on what you spend on a single order. So if you want something expensive, like a new TV or laptop computer, online shopping is much more affordable than it would be!

Splitit also comes with some great perks: A free delivery service which means no paying extra fees for shipping; 24/7 customer support by phone or email, so if there are any problems with your payment, there will always be someone available to help solve them quickly, And 100% refund guarantee if something goes wrong with your purchase.



Afterpay is a service that lets you buy now and pay later. You can make payments in four equal fortnightly installments or make a single payment. If you’re an existing member of the Afterpay scheme, simply add your card details to the checkout process and select ‘Afterpay’ as your payment method.

At the time of writing, over 5000 online stores are compatible with Afterpay, including eBay and Amazon Australia.


Splitit is an online payment service available in Australia, New Zealand, and the UK. Splitit allows you to split a single payment into multiple, smaller payments. This can be useful if you’re shopping online with friends or family who want to chip in some cash for a joint purchase.

Splitit also has an international presence: it’s available in the US!


Klarna is an online payment provider that primarily serves European customers.

Its main product is a payment service, which allows buyers to pay for their purchases in installments.

This service has become hugely popular over the last few years and is often used as an alternative to PayPal and other traditional payment methods.


For businesses that have an e-commerce site, PayWithFour is an excellent solution for accepting payments. It offers a wide range of payment options, including PayPal and Stripe. You can also customize your payment forms to better suit your business needs.

PayWithFour made this list because it has some handy features that make it easy for customers to pay:

  • It allows you to create recurring payments (such as monthly subscriptions)
  • You can set up different currencies and payment methods


QuadPay is a cashback site that offers a similar price structure to Perpay. QuadPay has an affiliate program, and you can earn up to 15% by referring others to the site.

The minimum transaction amount is $50.00, slightly higher than Perpay’s minimum transaction amount but still pretty reasonable.


If you’re looking for an alternative to Perpay and need a flexible payment option that allows you to split your purchase into multiple installments, Sezzle might be the perfect solution.

As the name suggests, Sezzle lets you use your debit card and set up multiple payments at once. This means that instead of paying $1,000 at once or in one go (which can often be challenging with high-ticket items), you can pay off your purchase in smaller bits throughout the month.

You don’t need to worry about meeting any minimum spend requirements either—Sezzle is available for purchases between $50 and $10,000!

You’ll also find that there’s no penalty if you cancel the deal before it’s due; all you have to do is contact them within 2 business days of making your first purchase through their website or app. Sezzle currently operates in Australia, New Zealand, and the United Kingdom.



Affirm offers a wide range of payment options and flexible repayment plans.

When you need to pay off your balance, you can choose between monthly or biweekly payments, with the option to skip payments if needed.

If you are shopping on Affirm and make purchases over $250, they will offer financing at 0% APR for purchases up to 24 months.

If you make purchases under $100, they extend the same terms but charge an origination fee of 2%.

The platform also allows users to use their data from other financial accounts (like bank accounts) when applying for a loan through Affirm so that they can get approved faster without needing any additional paperwork or credit checks!


ViaBill enables you to pay for goods and services from merchants in Australia, New Zealand, and the UK. The payment method they offer is different from other BNPL solutions in that it focuses on providing payment plans rather than installments.

To use this service, visit the website of your chosen merchant. If they are one of the businesses supported by ViaBill, you will see a “Make a Payment” button in their checkout process; otherwise, contact them directly to find out if they accept third-party payments through ViaBill or similar services like Perpay or PayNow.

When paying with this service, you must create a profile account allowing you access to all future orders made through this site (you don’t have to create a new profile every time).

Once everything has been set up correctly and entered into their system properly, there are no mistakes during processing time, later on down the track when receiving refunds back onto bank accounts, etc.

PayPal Pay in 4

PayPal Pay in 4 is a payment option that allows you to pay for your purchases over 4 installments.

This can be useful if you don’t want to pay the total price all at once or if you need a little more time to save money.

PayPal Pay in 4 is available in Australia, New Zealand, and the United States.



FlexShopper is a simple, easy, and flexible way to pay for your purchases online. FlexShopper makes it easy for you to shop online and pay over time.

With FlexShopper, you can make one payment at the end of your billing cycle or multiple payments throughout the billing period. You won’t have to worry about late fees either because there are no penalties if you miss a payment!

FlexShopper also offers separate accounts for family members so that everyone can manage their spending without affecting any shared accounts.

This feature comes in handy when one person needs more buying power than others or when more than one person needs access to funds to pay bills or get things done together (like taking care of repairs around the house).


Venue was founded by a group of young entrepreneurs who wanted to create a platform where people could get more value for their money.

Venue is a website where visitors can browse various products, including electronics and furniture. It also offers discounts on purchases from trusted stores such as Lazada, Shopee, eBay, and AliExpress.

As a bonus perk, Venue allows users to pay off their orders monthly at a 0% interest rate!


If you’re looking for another way to pay for your online purchases,

I hope this list of sites like Perpay has been helpful.

Many of the websites listed here offer similar benefits as PayPal and Venmo, such as easy payment methods and quick access to your funds.