According to Bankrate, the average auto insurance premium for Americans is $1,674 annually or $140 monthly. If your premiums cost more than this, it would be wise to look into more affordable premiums.
Seeing that different insurance company produce a range of quotes, with them often being quite similar, the prices tend to have a wide range.
Due to this, the use of comparison websites is crucial when looking into buying an insurance policy. Insurance comparison websites allow users to compare, sometimes instantly, insurance quotes from multiple insurance providers.
This may prove to be extremely beneficial for uses to gain affordable or cheap insurance. They are also able to provide personalized rates, discounts, and coverage options on site. This article will explore the top insurance comparison websites in the US.
Insurify is a car insurance comparison website that offers real-time, accurate insurance quotes from top US insurers. The comparison website, which is free, saves customers up to $585 annually on car insurance.
The quotes are sourced from a wide variety of insurance companies, such as The General, MetLife, and Liberty Mutual, and are available for US citizens in all 50 states.
To get a quote, Insurify requires users to answer a range of questions. Other than its mobile and desktop sites, they also offer the option to receive quotes and buy a policy via Facebook Messenger.
Users have reported that once they have requested a quote, multiple quotes are provided from a range of insurance companies. These quotes are accompanied by an option to contact the insurance company immediately or schedule a phone call for a later time.
The quotes are also accompanied by an option to find out more details about the policy, payment information, and options to buy a policy via phone or Internet.
GetJerry, also known as Jerry.ai, is an insurance comparison website that offers real-time, accurate insurance quotes from top US insurers. With an easy signup procedure, Jerry offers insurance research to its users and serves as a personal insurance shopper.
The comparison website compares personalized car, home, renters, and umbrella insurance quotes from up to 45 different insurance companies while providing users with the three best options by the time they would need to renew.
To get a quote, Jerry requires users to answer a few questions about their current insurance, their claims history, and whether they have been issued tickets in the last five years. Jerry will then locate the user’s current policy after having them verify their name and phone number.
By doing this, they would be able to compare other policies to the current insurance of the user to find more affordable deals. every renewal.
And when you want to switch, Jerry handles all the paperwork for you. You won’t have to speak to an agent or any salespeople to set up your new policy.
The Zebra is a free auto insurance comparison website that offers real-time, accurate insurance quotes from top US insurers. The name was chosen because the founders’ have a goal of presenting “insurance in black and white.”
To get a quote, users will have to follow similar procedures as seen in the previously mentioned comparison websites. The site then produces a range of quotes with the option to speak with an agent.
The quotes contain information regarding company rating, policy features, and a link to the company’s website.
Additionally, The Zebra also offers a range of articles covering topics about choosing car insurance, a car insurance calculator, and necessary information about other types of insurance.
Gabi, an insurance services company and licensed insurance agency, requires users to upload a copy of their current insurance plan or enter information about their driving history.
The comparison website will then email or text the user with a list of new quotes that are less expensive than their current plan after a waiting period that could be as long as 48 hours.
Gabi claims that they are a “full-service, online advisor who compares all your insurance options to find you the right policy, all in under two minutes.”
Seeing that Gabi specializes in comparing insurance rates against the current plan of the user, it would not be a suitable comparison website for first-time insurance shoppers.
Policygenius also requires users to upload a copy of their current insurance plan or enter information about their driving history. The comparison website specializes in providing guidance with regards to life, disability, homeowners, pet, renters, and auto insurance.
Their quoting tool is a new addition and has been created through a partnership with CoverHound. This comparison website is well suited for users who are after bundling of policies.
The bottom line
Insurance experts suggest that policyholders should compare policies every time their current policy is up for renewal. Insurance comparison websites will be able to do this for customers after a few simple steps.
For business owners interested in finding out which are the best business insurance companies, The Really Useful Information Company (TRUiC) is able to offer more information on this matter.