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15 Sites like Cashnetusa to Get Easy Short Term Loans

Sites like CashnetUSA

Whenever, you’ve got a lot on your plate and in the process of growing your business, maybe you’re short on cash.

CashnetUSA is one such website that comes to everyone’s mind.

But before you go sign up for the loan, do you know the big mistake you’re making?

Do you have any idea?

You’re missing the important aspect of comparing your options. And if you’re having trouble looking for the right options, here’s a list of sites like CashnetUSA.

Let’s gst started:


MoneyMutual is the first sites like CashnetUSA with peer-to-peer lending platform that allows you to apply for money from the comfort of your home. Unlike other Cashnetusa alternatives, such as Lendup and payday loans, MoneyMutual doesn’t charge any fees or interest rates on your loan. You can get a personal loan up to $50,000 with no suchcollateral required!

As soon as you complete the application process, you’ll receive an offer within several minutes. If accepted by your lender, they will fund the full amount within 24 hours—no waiting in line at all!

In addition to being fast and efficient (which is something we all want when it comes time for us to borrow money), this company also offers interest rates between 5% and 15%, depending on which state you live in and whether or not there’s any credit history associated with your account.


If you’re looking for an alternative to CashNetUSA, LendUp is a good place to start. They provide short-term loans up to $500 with terms as short as one month and no credit check required.

The best part?

You can get approved even if your credit score is below 600 and don’t have a job!

While they do require proof of income, they don’t care where that income comes from—you could be living off your savings or Social Security benefits in addition to working a part-time job.

LendUp considers themselves a peer-to-peer lending company, which means that instead of going through traditional banks or lenders, you’re borrowing money directly from other people who have signed up on the site.

In exchange for the risk these people take by loaning their own personal funds (which amounts to about 20% less than what retail banks would charge), LendUp offers lower rates than any other lender out there–even payday loan stores!

Although this type of lending model sounds like it could be more expensive than traditional methods due to high overhead costs associated with advertising campaigns and marketing efforts as well as having less oversight from state regulators due not being licensed lenders themselves.

However those upfront costs are offset by higher interest rates charged on each individual loan transaction because investors expect greater returns due lack thereof regulation required when dealing directly with clients rather than through intermediaries.

Cash Central

Cash Central is the 3rd sites like CashnetUSA and a division of Cash America. If you live in one of the 50 states and need to borrow money, then this site can help you out.

Cash Central offers several types of loans: payday loans, title loans, pawn loans, and check cashing. Payday loan amounts start at $50 and go up to $2000 with a maximum term of 26 weeks (1 year).

Title loan amounts start at $500 with no limit on how long the title can be used as collateral for your loan request.

Pawn loan amounts range from $100-$3000 with terms up to 30 days (5 months) and limits on how much collateral can be used for each pawn transaction vary by state law but typically range from 10%-30%.

Check cashing services are available at most locations too—they’re just another way for people who don’t have access to traditional banking services or credit cards to get what they need when they need it most!

Blue Trust Loans

Blue Trust Loans is a direct lender, so you can apply for money without going through a broker or other middleman. You’ll need a minimum credit score of 600 and income of at least $1,000 per month to be eligible for an online payday loan from Blue Trust Loans.

If approved, you can borrow up to $1500 or more; the amount depends on what your income and credit score are like.

Blue Trust doesn’t have any prepayment penalties—which is great because it means that if you need to pay off your debt early, there won’t be any additional fees applied to your loan balance.

And unlike some other lenders in this space that impose hidden fees when it comes time to repay your short term loan, Blue Trust will only charge what’s stated in the fine print: principal plus interest (no extra charges).


MaxLend is a payday loan lender that provides short-term loans to individuals. The company was founded in 2008 and operates out of San Diego, California.

The fee structure is as follows:

  • For every $100 borrowed, there’s a $15 fee (so if you borrow $300, your total cost will be $325).
  • For every $100 borrowed under $500, there are no additional fees beyond those shown above
  • For every $100 borrowed over and above the amount listed in bullet point 2 above (in other words for every extra dollar), you’ll pay another 1% on top of what’s stated above (so if your outstanding balance after paying off all previous loans from MaxLend was say just over half way between those two figures then any subsequent loans would cost 1% + 15% = 16%).

If you’re looking for a loan with a lower interest rate, might be the right place for you to start your search. offers short term loans ranging from $200-$1,000 and can be obtained in as little as one day.

The site takes into consideration the applicant’s credit history when applying for financing on their website. However, if you have bad credit or no credit score at all, there is still hope!

Unlike other lenders that require applicants to have a minimum credit score of 650+, this lender will still consider individuals who have less than perfect scores and may offer them fair terms based on their individual situations.

Check City

Check City is another sites like Cashnetusa that offers short term loans up to $1,000. Check City offers loan terms from three months to six months and can be paid back online through your checking account or by check.

Check City also allows you to pay back your loan over time in installments with no added fees for doing so.

Check Into Cash

Check Into Cash is the 8th sites like Cashnetusa offering short term loans, usually for a period of less than six months. The company has locations in all 50 states and offers its services online as well.

It also offers payday loans up to $1,000 with APRs ranging from 29% to 39%.

Check Into Cash offers several loan options:

  • Online Installment Loans (Loan amounts range from $100 to $1500)
  • Tax Refund Loans ($200 – $3000)

Net Pay Advance

Net Pay Advance is the 9th sites like Cashnetusa that offers loans ranging from $250 to $500. It’s even possible to apply for Net Pay Advance if you have bad credit, no credit history or no bank account.

This site is easy to use and provides an immediate decision on your application. The entire process takes minutes and once approved, the money is transferred directly into your checking account within one business day.

VIP Cash Express

Last but not least, VIP Cash Express is another sites like CashnetUSA that provides loans ranging from $100 to $1,000. The company is based in Ohio and is licensed by the state of Arizona.

It offers a fast, easy and secure application process for its customers. In addition to offering loans, VIP Cash Express also offers other financial services such as prepaid debit cards, check cashing, money orders and bill payments via Western Union.

Parting Thoughts

When looking for a short term loan, it’s important to shop around and compare your options. You want to make sure that you are getting the best deal possible on your loan so that you can save money and get back on track faster.

Cashnetusa offers loans up to $1,000 with repayment terms of two weeks to four months.

They also offer a more flexible payment schedule than other lenders do: instead of requiring you to pay off the entire balance at once, they allow partial payments or installments over time if necessary.

Cashnetusa doesn’t charge any hidden fees or high interest rates like some other lenders might have; all costs are transparently listed upfront so there aren’t any unpleasant surprises later on down the road when it comes time for repayment.

They also offer flexible repayment plans where monthly payments can be spread out over several months instead of having one huge lump sum due all at once which makes paying back large amounts easier for those who may not have enough cash available immediately after receiving their funds

Despite all this, I would still recommend you go and look for Cashnetusa alternatives and compare them to see which offers the best deal to you.

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