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11 Apps like Floatme to Get Cash Advances [2023]

Apps Like Floatme

Have you ever found yourself in a situation where you need to get fast cash?

But your bank account is empty, and you’re yet to receive your monthly salary?

You’ve probably faced the same question: “Is there a way to get money quickly without paying an arm and a leg in interest?”

More often than not, the answer is yes.

Not only are there options available to help you get money fast, but they also tend to be more affordable than payday loans and similar services.

It’s the Floatme app.

But if you need a better deal, compare it with some of its alternatives.

So, here are 11 apps like Floatme that let you apply for short-term loans:



Dave is a personal finance app that helps you get emergency money whenever needed.

It’s free and has no hidden fees.

Dave can help you get cash advances at a 2% service charge if you’ve utilized your bank balance. Once the salary is credited to your account, the amount is automatically deducted before the last day to pay the bill.


Need urgent cash, but your salary is still not credited to your bank account?

Earnin is the one app you need to avail cash advances for yourself.

And the best part is there are no hidden fees, penalties, or waiting periods.

Download their app on your Android/iOS device or go to their website, and sign up today.


MoneyLion is an excellent mobile app to use when you need cash. The company provides various services, including BNPL student loans and checking accounts. The app lets you get an advance on your paycheck or tax refund quickly and easily, which is excellent for those who need money immediately.

MoneyLion has one of the most competitive interest rates out there: 4%. If you have good credit, MoneyLion will give you even more favorable terms by charging 3% interest on your loan if it’s repaid within 90 days.

If not, they’ll charge 5%, which isn’t bad, considering many other companies charge over 10%.

Another thing that sets this app apart from others is its customer service – it’s top-notch! You can contact their support team 24/7 via phone or email to get any questions answered immediately; they even offer free financial planning sessions if needed!

The user interface for signing up for an account is also very intuitive; there aren’t any confusing steps involved in getting started using their service either, so it shouldn’t take long before being able to access funds through this method either way (though having good credit may be beneficial).


LendingPoint is a direct lender and one of the first in the industry to offer cash advances through an entirely digital process. Also, the company has successfully provided access to credit for those who may have otherwise been denied due to their credit history or lack of collateral.

LendingPoint is a good choice for borrowers with good credit scores (650+) looking for short-term cash advances that can be paid back on their terms and schedule.

LendingPoint offers fixed-rate term loans between $1,000 and $35,000 with repayment periods between 30 days (up to $5,000) and 12 months ($35K).

You can also choose from two payment options:

  • Single installment monthly or
  • Fixed payments spread out over 10 months (in addition to any early payoff penalty).



LendKey is a peer-to-peer lending marketplace that allows you to apply for cash advances and personal, business, and small business loans. Apply online or by phone by answering questions about your income, expenses, and credit history.

Once approved, LendKey will connect you with local lenders who may offer different rates and terms based on their underwriting standards.


Borrowell is a Canadian company that offers cash advances of up to $35,000. It’s for people with good credit and offers a low-interest rate and fee. You also get fast approval to get your money faster than other lenders.

If you want to apply for an unsecured loan from Borrowell, you must fill out their online application form with details about your income and debt levels.

Your application will be assessed based on these factors, including creditworthiness, employment status, and whether the company believes it has enough information about your financial situation (their loans are only available in Canada).

If Borrowell approves, it will take five minutes or less for them to issue your money via wire transfer or e-transfer using Venmo into your bank account—you’ll see an email notification when this happens!

OneMain Financial

OneMain Financial is a company that offers cash advances to salaried professionals with a bad credit history. If you need to improve your credit score, use these smart credit card tips.

Besides, they offer cash advances of $500 to $10,000 for 6 months to 1 year.

They are CFPB (Consumer Financial Protection Bureau) members, meaning they must follow strict rules regarding lending money.

OneMain Financial offers personal loans for individuals needing help paying their bills or paying their debts. If you need cash now but don’t want to pay high-interest rates on credit cards or overdraft fees from your bank account, using this app may be ideal! is a peer-to-peer lending platform that allows you to get cash advances from others. Unlike Floatme, you’re not borrowing money from Upgrade but from other users willing to fund your purchase.

The website has an extensive list of lenders who vary in credit score and income level, so there’s no need to worry about whether or not you’ll be approved for a loan.

You can apply for a loan of up to $15,000 through Upgrade at any time—you’ll receive an instant decision on your application!

The repayment terms vary depending on how much you borrow: if it’s less than $5k or more than $10k, the repayment term will be 5 years; if it’s between $5k-$9k, the repayment term will be 8 years.

And if it’s between $1k-$4999, the repayment term will be 12 years (this also applies if one partner loans another partner).

This means that regardless of how much cash advance apps like Floatme offer (upwards of $4K), more affordable options are available on for you.


Brigit is a personal finance app that allows you to get a cash advance in minutes. It’s a great way to get cash advances, but it also has other features, such as:

  • An easy-to-use interface that makes it simple for anyone to use
  • A fast approval process so you can get money when you need it most
  • Access all your information in one place, so no matter where you are or what time of day it is, you can find exactly what information you need quickly and easily. is an excellent option for a cash advance with a button click.

RocketLoans also has an introductory interest rate of 0% on its cash advances up to $5,000 for 12 months, after which the APR will be 10%. You’ll have to repay your loan within 18 months of receiving it and a 3% origination fee (which covers RocketLoans’ costs, such as credit checks).

RocketLoans has a good customer service team that will help you whenever they can, whether through email or phone.

Albert App

Albert App
Albert App

Lastly, Albert is another app like Floatme that offers salaried individuals cash advances. You can get a loan up to $1,000 and get the money within minutes.

There’s no credit check involved, so even if your credit is terrible, you can still get approved for the loan. It’s also great for those who don’t have bank accounts because one does not need to get approved for this cash advance.


Today, cash advances are the need of the hour for salaried individuals.

I believe that’s why most finance apps have started offering cash advances to their registered users.

Now, if you’re still sticking to just one app, I’ve only one thing to say –

Yeah! Look around.

There are plenty of apps like Floatme that you can explore.

And I hope with this list; you will be able to explore the same.

That’s all for now.

If you’ve questions regarding these apps like Floatme, let us know in the comment below.

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